Florida Documentary Stamp Tax Calculator
Figures verified November 12, 2026 against Florida Department of Revenue, documentary stamp tax · Update log
Short answer
Florida's documentary stamp tax is $0.70 per $100 (0.7%); Miami-Dade $0.60. Everyone who signs the deed is liable, but by custom the seller pays the documentary stamp tax on the deed in most of Florida. The buyer pays the stamps on a new mortgage. The contract decides. On a $500,000 home in Florida outside Miami-Dade, it comes to about $3,500. An executor's deed handing an inherited house to an heir owes none.
Free calculator
Florida transfer tax calculator
Enter the sale price to see each tax, who pays it, and the total. Amounts like 650k or 2.5m work.
Florida, Anywhere outside Miami-Dade County
Transfer tax: $3,500 (0.7% of the price)
- Documentary stamp tax on the deedSeller$3,500
- Seller pays
- $3,500
- Buyer pays
- $0
Giving the house to an heir instead of selling it? The executor's deed to an heir is exempt here. How it works in Florida
An estimate from the rates on our Florida page. The title company or closing attorney works out the final figure; recording fees and the agent's commission aren't included.
Florida transfer tax rates
| Tax | Rate | Who pays |
|---|---|---|
| Documentary stamp tax on the deed | $0.70 per $100 (0.7%) | Seller |
| Tax | Rate | Who pays |
|---|---|---|
| Documentary stamp tax (Miami-Dade) | $0.60 per $100 (0.6%) | Seller |
| Tax | Rate | Who pays |
|---|---|---|
| Documentary stamp tax (Miami-Dade) | $0.60 per $100 (0.6%) | Seller |
| Miami-Dade discretionary surtax | $0.45 per $100 (0.45%) | Seller |
Who pays the transfer tax in Florida?
Everyone who signs the deed is liable, but by custom the seller pays the documentary stamp tax on the deed in most of Florida. The buyer pays the stamps on a new mortgage. The contract decides.
Whatever the custom, the purchase contract can shift the tax to the other side, so check it before you agree a price. The closing agent collects the tax from the sale money and pays it when the deed is recorded.
Selling an inherited house in Florida
An inherited house reaches the heirs in one of three ways, and the transfer tax depends on which:
- The executor deeds the house to the heirs. A personal representative's deed handing the house to a beneficiary under a probated will isn't taxed, because no price is paid. Watch out for one Florida rule: on other transfers, a mortgage the new owner takes over counts as the price.
- The house passes outside probate, to a surviving joint owner or under a transfer-on-death deed. There is no sale and no new deed from the estate, so no transfer tax; the new owner records a death certificate or affidavit.
- The executor sells the house. When the estate sells, the stamps are due on the full price when the deed is recorded, including any mortgage balance the buyer takes over.
The heirs or the estate also owe income tax only on any rise in value after the death, because the house gets a stepped-up basis. The seller's transfer tax counts as a selling expense and lowers that gain. See what's left for each heir in the inherited house net proceeds calculator.
Forms, deadline and other rules
- When it's paid: Paid to the clerk of court when the deed is recorded.
Optional: get help filing
Get a flat-fee quote for the estate's tax returns
The final Form 1040, the estate's Form 1041 and any state return are the parts executors most often hand off. Leave your email and the rough estate size, and a CPA or Enrolled Agent who prepares estate returns will reply with a fixed price. Free, and no obligation.
Transfer taxes in other states
Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Or compare them all in the 50-state table.
Frequently asked questions
How much is the transfer tax in Florida?
Documentary stamp tax: $0.70 per $100 (0.7%); Miami-Dade $0.60. On a $500,000 home in Florida outside Miami-Dade, that comes to about $3,500 in total.
Who pays the transfer tax in Florida, the buyer or the seller?
Everyone who signs the deed is liable, but by custom the seller pays the documentary stamp tax on the deed in most of Florida. The buyer pays the stamps on a new mortgage. The contract decides.
Do you pay transfer tax when you inherit a house in Florida?
A personal representative's deed handing the house to a beneficiary under a probated will isn't taxed, because no price is paid. Watch out for one Florida rule: on other transfers, a mortgage the new owner takes over counts as the price.
Does an estate pay transfer tax when it sells a house in Florida?
When the estate sells, the stamps are due on the full price when the deed is recorded, including any mortgage balance the buyer takes over.
Is transfer tax deductible?
Not as a tax deduction, but the seller's share counts as a selling expense: it lowers the amount realized, and so the taxable gain on the sale. The buyer's share is added to the buyer's cost basis.
Sources
This information is provided for educational purposes only and should not be considered legal or tax advice. Consult a qualified tax professional for guidance specific to your situation.